Thoai Pham, Senior Mortgage Advisor, Loan Doctor Team from Kama’aina Mortgage Group Inc. discusses the various loan products that they provide such as conventional, VA, FHA, Non-QM loans, Construction or Rehab Loans, and HELOCs, and what the current market is like for kupuna, and how they can benefit from products like HELOCs, Reverse Mortgages, and Rehab Loans.